It boils down to this: Diversify your investments, but keep it boring.
“Have a diversified portfolio with stocks and bonds. When it comes to your money, boring is really good,” he said.
“Most people don’t have someone who pushes on them. Often decades go by before they realize it’s time to get serious with their money,” he said. “If you can get young people to save and invest early on, their whole life will be different.”
Source: Joe Avella [https://www.businessinsider.com]