Credit Card

Credit Type

With YamaPay you could save $10,000 or more a year through all the savings an rewards!

Balance Transfer

I Have Credit Cards And A Car Lease, But No Debt!

Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, Chris Hogan, and Christy Wright —as well as all kinds of other video pieces that we'll unveil every day.

No Annual Fee

I Maxed Out 2 Credit Cards, Now Being Sued

Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, Chris Hogan, and Christy Wright —as well as all kinds of other video pieces that we'll unveil every day.

Insurance

I Haven't Paid My Credit Card Bill In 8 Years

Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, Chris Hogan, and Christy Wright —as well as all kinds of other video pieces that we'll unveil every day.

Gas Rebate

How Do I Know If I'll Be Approved for a Credit Card? – Credit Card Insider

Applying for credit cards can be a mysterious process - is it possible to know if you'll be approved for a card before you apply for it? In many cases, if you have good credit and an income, you can know that you'll be approved for most average credit cards. Elite credit cards have some stricter requirements, however, and will generally require higher incomes. If you have poor credit there are also cards designed for you: secured credit cards, which require a security deposit and will help you build up your credit.

Points Rewards

I'm $20,000 Behind On 8 Credit Cards!

Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, Chris Hogan, and Christy Wright —as well as all kinds of other video pieces that we'll unveil every day.

Cash Rewards

Will I Build Credit Faster With Multiple Credit Cards? – Credit Card Insider

Will you build credit more quickly if you get more credit cards? It turns out that credit scoring is not so simple. While having more credit cards will give you more available credit and make it easier to keep a low utilization (improving your credit score), every new credit card you open will lower your average age of accounts (decreasing your credit score). The same is true for secured credit cards, which require a security deposit to open.

Airline Rewards

How to Pay Off All Your Credit Card Debt FAST

What would your life look like if you didn’t have any credit card payments? If you had a pile of money saved up in the bank? If you owned your stuff instead of it owning you? You guys—that life is possible! So, in the latest episode of The Rachel Cruze Show, I’m going to show you how to live debt free. You’ll learn: • The number one proven method for getting out of debt • How one couple dug their way out of almost $40,000 in credit card debt • 10 ways to stay super motivated while getting out of debt .

Auto Loans

How Many Credit Inquiries Is Too Many? – Credit Card Insider

There are two types of credit inquiries: hard and soft. Small inquiries have no effect on your credit, while hard inquiries will have a small effect on your credit, compared to other factors. But how many is too many? What happens if you have 1, 15, or 100 hard credit inquiries on your report? Every week, John Ulzheimer answers YOUR credit questions. Email us, give us a call, or ask on live chat, and we may answer your question on YouTube!

 

 

Travel Cards

Fiancée Wants To Keep Her Credit Cards

Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, Chris Hogan, and Christy Wright —as well as all kinds of other video pieces that we'll unveil every day.

Other Issuers

Is there a right number of times to use your credit card per month? While this won't affect your credit score, not using your credit card for extended periods of time could result in it being canceled. If the credit card issuer isn't making money with you, they may want to end the relationship sooner or later.

Credit quality

With YamaPay you could save $10,000 or more a year through all the savings an rewards!

limited Credit

Use A Pre-Paid Debit Card Instead of Cash?

Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions.

Bad Credit

The Ugly Truth About Credit Cards

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programing. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing:

Poor Credit

Do I Have To Pay Back A Charged-Off Credit Card?

Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions.

Fair Credit

What Happens If I'm Denied For A Credit Card? – Credit Card Insider

Being denied for a credit card is too bad, but fortunately these denials won't be reported to the credit bureaus or hurt your credit score. If you are denied, the issuing bank must let you know why they didn't accept you, along with some more information about the credit report and score they used.

Good Credit Cards

How To Get Unstuck From Your Credit Card Cycle

Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions.

Excellent Credit Cards

Does Opening A New Credit Card Hurt My Credit Score? – Credit Card Insider

Several things happen when you open a new credit card, which could potentially increase or decrease your credit score. You'll be generating hard inquiries on your credit reports and also decreasing the average age of your accounts, which will both lower your score, but you'll also be increasing your total amount of available credit, which could improve your score.

Card Issuers

With YamaPay you could save $10,000 or more a year through all the savings an rewards!

Mastercard

Lies You’ve Been Told About Credit Cards

Have you fallen for any of these lies about credit cards? To see what affects your credit score, I'll break it down for you here:

Visa

The Truth About Credit Cards That No One Is Telling You

Points, rewards and cash back sound like pretty enticing reasons to sign up for a credit card. But let's take a look at how credit cards actually affect your bottom line.

Chase

How This Couple Paid off 17 Credit Cards in 10 Weeks!

This couple has been working on getting out of debt for only a couple months, and you won’t believe how their life has changed already. (Spoiler alert: They've already cut up 17 credit cards!) Pay off your debt quickly like Melvin and Danielle by buying Financial Peace University:

Credit One Bank

USING A SECURED CREDIT CARD TO INCREASE YOUR CREDIT SCORE - #TMWT EP.3 (TALK MONEY WITH TONYA)

In today's episode of Talk Money With Tonya, we discuss how to use a secured credit card as a means to increase your credit score. For more great financial information check out

Capital One

I Still Have Credit Card Debt WIth My Ex

Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions.

Barclays

My Family Is Pushing Me To Keep My Credit Card

Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions.